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22 JANVIER 2014

New EU rules for mortgage loans

The new EU directive on mortgage loans has been recently approved in Strasbourg.

It aims at achieving a more solid, efficient and competitive internal credit market, thanks to harmonized, flexible and fair rules.

The major changes concern the format of the European Standardised Information Sheet (ESIS) and the new standardized method for calculating the APR.

The TAS suite ABS for credit management is ready to support the new harmonized standards